Call report 2012Q4
EPHRATA NATIONAL BANK — 2012Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 799,164,000 | USD | evidence → |
| Total loans | 415,127,000 | USD | evidence → |
| Allowance for loan losses | 7,516,000 | USD | evidence → |
| Securities available for sale | 305,634,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 633,614,000 | USD | evidence → |
| Interest-bearing deposits | 476,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,780,000 | USD | evidence → |
| Equity capital | 88,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,267,000 | USD | evidence → |
| Interest expense | 6,413,000 | USD | evidence → |
| Net interest income | 21,854,000 | USD | evidence → |
| Noninterest income | 6,337,000 | USD | evidence → |
| Noninterest expense | 21,030,000 | USD | evidence → |
| Provision for loan losses | -975,000 | USD | evidence → |
| Pretax income | 9,076,000 | USD | evidence → |
| Income tax | 1,295,000 | USD | evidence → |
| Net income | 7,781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,319,000 | USD | evidence → |
| Total capital | 88,454,000 | USD | evidence → |
| Risk-weighted assets | 489,023,000 | USD | evidence → |