Call reports 2013
PREMIER BUSINESS BANK — 2013
What PREMIER BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,485,000 | 133,802,000 | 159,056,000 | 175,085,000 |
| Total loans | 94,821,000 | 113,397,000 | 127,037,000 | 136,405,000 |
| Allowance for loan losses | 1,715,000 | 1,715,000 | 1,715,000 | 1,715,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,914,000 | 102,223,000 | 127,123,000 | 135,462,000 |
| Interest-bearing deposits | 70,486,000 | 81,324,000 | 100,951,000 | 112,473,000 |
| Noninterest-bearing deposits | 23,428,000 | 20,899,000 | 26,172,000 | 22,989,000 |
| Equity capital | 16,104,000 | 17,073,000 | 17,289,000 | 20,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,510,000 | 4,024,000 | 5,685,000 |
| Interest expense | 121,000 | 250,000 | 421,000 | 682,000 |
| Net interest income | 1,006,000 | 2,260,000 | 3,603,000 | 5,003,000 |
| Noninterest income | 27,000 | 66,000 | 104,000 | 193,000 |
| Noninterest expense | 1,092,000 | 2,203,000 | 3,398,000 | 4,664,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 141,000 | 323,000 | 509,000 | 732,000 |
| Income tax | 0 | 0 | 0 | -2,534,000 |
| Net income | 141,000 | 323,000 | 509,000 | 3,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,104,000 | 17,073,000 | 17,289,000 | 17,788,000 |
| Total capital | 17,261,000 | 18,420,000 | 18,810,000 | 19,383,000 |
| Risk-weighted assets | 91,985,000 | 107,350,000 | 121,469,000 | 127,474,000 |