Call reports 2012
PREMIER BUSINESS BANK — 2012
What PREMIER BUSINESS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,899,000 | 105,970,000 | 108,449,000 | 111,695,000 |
| Total loans | 92,073,000 | 84,915,000 | 85,754,000 | 88,472,000 |
| Allowance for loan losses | 1,917,000 | 1,917,000 | 1,915,000 | 1,915,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,936,000 | 84,891,000 | 90,013,000 | 90,407,000 |
| Interest-bearing deposits | 77,678,000 | 70,386,000 | 72,323,000 | 62,703,000 |
| Noninterest-bearing deposits | 15,258,000 | 14,505,000 | 17,690,000 | 27,704,000 |
| Equity capital | 12,606,000 | 12,676,000 | 14,783,000 | 15,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,426,000 | 3,577,000 | 4,729,000 |
| Interest expense | 171,000 | 352,000 | 492,000 | 619,000 |
| Net interest income | 1,102,000 | 2,074,000 | 3,085,000 | 4,110,000 |
| Noninterest income | 27,000 | 58,000 | 83,000 | 111,000 |
| Noninterest expense | 996,000 | 1,930,000 | 2,885,000 | 3,908,000 |
| Provision for loan losses | 0 | 0 | -2,000 | -2,000 |
| Pretax income | 133,000 | 202,000 | 285,000 | 315,000 |
| Income tax | 0 | 0 | 0 | -75,000 |
| Net income | 133,000 | 202,000 | 285,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,606,000 | 12,676,000 | 14,783,000 | 15,814,000 |
| Total capital | 13,705,000 | 13,715,000 | 15,840,000 | 16,917,000 |
| Risk-weighted assets | 87,089,000 | 82,197,000 | 83,653,000 | 87,433,000 |