Call reports 2011
PREMIER BUSINESS BANK — 2011
What PREMIER BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,403,000 | 88,636,000 | 94,040,000 | 102,977,000 |
| Total loans | 77,676,000 | 74,239,000 | 76,742,000 | 87,751,000 |
| Allowance for loan losses | 1,767,000 | 1,767,000 | 1,917,000 | 1,917,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,088,000 | 73,167,000 | 78,362,000 | 82,212,000 |
| Interest-bearing deposits | 63,103,000 | 59,868,000 | 61,774,000 | 66,876,000 |
| Noninterest-bearing deposits | 13,984,000 | 13,299,000 | 16,588,000 | 15,336,000 |
| Equity capital | 12,031,000 | 12,122,000 | 12,294,000 | 12,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,252,000 | 3,349,000 | 4,501,000 |
| Interest expense | 150,000 | 299,000 | 447,000 | 606,000 |
| Net interest income | 990,000 | 1,953,000 | 2,902,000 | 3,895,000 |
| Noninterest income | 42,000 | 89,000 | 123,000 | 148,000 |
| Noninterest expense | 910,000 | 1,830,000 | 2,744,000 | 3,645,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 122,000 | 212,000 | 381,000 | 498,000 |
| Income tax | 0 | 0 | 0 | -60,000 |
| Net income | 122,000 | 212,000 | 381,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,031,000 | 12,122,000 | 12,294,000 | 12,472,000 |
| Total capital | 13,005,000 | 13,050,000 | 13,235,000 | 13,524,000 |
| Risk-weighted assets | 77,121,000 | 73,397,000 | 74,274,000 | 83,267,000 |