Call reports 2010
PREMIER BUSINESS BANK — 2010
What PREMIER BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,289,000 | 99,886,000 | 92,304,000 | 94,661,000 |
| Total loans | 83,091,000 | 86,324,000 | 80,461,000 | 75,861,000 |
| Allowance for loan losses | 1,567,000 | 1,597,000 | 1,707,000 | 1,767,000 |
| Securities available for sale | 5,515,000 | 1,001,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,478,000 | 84,922,000 | 77,129,000 | 70,420,000 |
| Interest-bearing deposits | 71,407,000 | 68,497,000 | 59,667,000 | 58,606,000 |
| Noninterest-bearing deposits | 10,071,000 | 16,425,000 | 17,462,000 | 11,814,000 |
| Equity capital | 11,442,000 | 11,573,000 | 11,765,000 | 11,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,559,000 | 3,858,000 | 5,045,000 |
| Interest expense | 302,000 | 566,000 | 776,000 | 944,000 |
| Net interest income | 979,000 | 1,993,000 | 3,082,000 | 4,101,000 |
| Noninterest income | 27,000 | 49,000 | 74,000 | 98,000 |
| Noninterest expense | 1,077,000 | 1,901,000 | 2,716,000 | 3,557,000 |
| Provision for loan losses | 0 | 30,000 | 140,000 | 200,000 |
| Pretax income | -71,000 | 298,000 | 486,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -71,000 | 298,000 | 486,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,209,000 | 11,572,000 | 11,765,000 | 11,908,000 |
| Total capital | 12,346,000 | 12,692,000 | 12,826,000 | 12,871,000 |
| Risk-weighted assets | 90,522,000 | 89,078,000 | 84,176,000 | 76,238,000 |