Call reports 2007
PREMIER BUSINESS BANK — 2007
What PREMIER BUSINESS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,843,000 | 54,763,000 | 61,434,000 | 57,707,000 |
| Total loans | 9,387,000 | 16,371,000 | 16,402,000 | 36,068,000 |
| Allowance for loan losses | 118,000 | 183,000 | 181,000 | 422,000 |
| Securities available for sale | 3,864,000 | 1,722,000 | 1,661,000 | 5,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,147,000 | 36,332,000 | 43,209,000 | 39,925,000 |
| Interest-bearing deposits | 16,518,000 | 32,683,000 | 39,834,000 | 36,208,000 |
| Noninterest-bearing deposits | 2,629,000 | 3,649,000 | 3,375,000 | 3,717,000 |
| Equity capital | 18,326,000 | 17,982,000 | 17,726,000 | 17,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,200,000 | 2,007,000 | 2,898,000 |
| Interest expense | 133,000 | 345,000 | 663,000 | 983,000 |
| Net interest income | 378,000 | 855,000 | 1,344,000 | 1,915,000 |
| Noninterest income | 3,000 | 5,000 | 7,000 | 10,000 |
| Noninterest expense | 722,000 | 1,491,000 | 2,317,000 | 3,302,000 |
| Provision for loan losses | 40,000 | 105,000 | 103,000 | 344,000 |
| Pretax income | -381,000 | -736,000 | -1,069,000 | -1,721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -381,000 | -736,000 | -1,069,000 | -1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,308,000 | 18,004,000 | 17,722,000 | 17,153,000 |
| Total capital | 18,426,000 | 18,221,000 | 17,944,000 | 17,615,000 |
| Risk-weighted assets | 16,796,000 | 27,371,000 | 29,219,000 | 43,465,000 |