Call reports 2006
PREMIER BUSINESS BANK — 2006
What PREMIER BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 25,987,000 | 37,744,000 |
| Total loans | 110,000 | 6,135,000 |
| Allowance for loan losses | 1,000 | 78,000 |
| Securities available for sale | 0 | 2,001,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 6,866,000 | 18,702,000 |
| Interest-bearing deposits | 5,959,000 | 14,822,000 |
| Noninterest-bearing deposits | 907,000 | 3,880,000 |
| Equity capital | 19,113,000 | 18,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 218,000 | 567,000 |
| Interest expense | 15,000 | 81,000 |
| Net interest income | 203,000 | 486,000 |
| Noninterest income | 0 | 9,000 |
| Noninterest expense | 1,135,000 | 1,647,000 |
| Provision for loan losses | 1,000 | 78,000 |
| Pretax income | -933,000 | -1,231,000 |
| Income tax | 0 | 0 |
| Net income | -933,000 | -1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 19,113,000 | 18,636,000 |
| Total capital | 19,114,000 | 18,636,000 |
| Risk-weighted assets | 5,534,000 | 11,669,000 |