Call reports 2020
BRADY NATIONAL BANK, THE — 2020
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 143,769,000 | 145,866,000 | 140,108,000 | 158,678,000 |
| Total loans | 59,981,000 | 61,615,000 | 63,732,000 | 61,900,000 |
| Allowance for loan losses | 1,153,000 | 1,178,000 | 1,193,000 | 1,258,000 |
| Securities available for sale | 54,795,000 | 62,286,000 | 60,842,000 | 56,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,968,000 | 131,124,000 | 124,924,000 | 143,222,000 |
| Interest-bearing deposits | 87,549,000 | 90,403,000 | 92,650,000 | 110,008,000 |
| Noninterest-bearing deposits | 43,419,000 | 40,721,000 | 32,274,000 | 33,214,000 |
| Equity capital | 12,519,000 | 14,280,000 | 14,676,000 | 15,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,121,000 | 3,142,000 | 4,261,000 |
| Interest expense | 182,000 | 299,000 | 407,000 | 515,000 |
| Net interest income | 905,000 | 1,822,000 | 2,735,000 | 3,746,000 |
| Noninterest income | 188,000 | 371,000 | 576,000 | 730,000 |
| Noninterest expense | 713,000 | 1,450,000 | 2,262,000 | 3,100,000 |
| Provision for loan losses | 42,000 | 67,000 | 82,000 | 147,000 |
| Pretax income | 468,000 | 833,000 | 1,138,000 | 1,575,000 |
| Income tax | 0 | 3,000 | 4,000 | 5,000 |
| Net income | 468,000 | 830,000 | 1,134,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,043,000 | 12,255,000 | 12,159,000 | 12,595,000 |
| Total capital | 13,012,000 | 13,269,000 | 13,164,000 | 13,612,000 |
| Risk-weighted assets | 77,367,000 | 81,029,000 | 80,256,000 | 81,116,000 |