Call reports 2016
BRADY NATIONAL BANK, THE — 2016
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 115,795,000 | 110,804,000 | 115,493,000 | 116,184,000 |
| Total loans | 51,175,000 | 52,109,000 | 53,301,000 | 49,811,000 |
| Allowance for loan losses | 1,093,000 | 1,093,000 | 1,096,000 | 1,099,000 |
| Securities available for sale | 47,986,000 | 48,555,000 | 51,519,000 | 52,498,000 |
| Securities held to maturity | 7,000 | 7,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,512,000 | 100,180,000 | 104,757,000 | 106,637,000 |
| Interest-bearing deposits | 80,325,000 | 75,912,000 | 77,202,000 | 77,464,000 |
| Noninterest-bearing deposits | 25,187,000 | 24,269,000 | 27,555,000 | 29,173,000 |
| Equity capital | 10,089,000 | 10,355,000 | 10,418,000 | 9,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,650,000 | 2,456,000 | 3,247,000 |
| Interest expense | 73,000 | 137,000 | 198,000 | 264,000 |
| Net interest income | 757,000 | 1,513,000 | 2,258,000 | 2,983,000 |
| Noninterest income | 164,000 | 329,000 | 488,000 | 678,000 |
| Noninterest expense | 688,000 | 1,382,000 | 2,084,000 | 2,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 458,000 | 660,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 231,000 | 458,000 | 660,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,088,000 | 10,230,000 | 10,298,000 | 10,360,000 |
| Total capital | 10,873,000 | 11,020,000 | 11,101,000 | 11,140,000 |
| Risk-weighted assets | 62,549,000 | 62,873,000 | 63,960,000 | 62,080,000 |