Call reports 2008
BRADY NATIONAL BANK, THE — 2008
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,252,000 | 76,022,000 | 79,102,000 | 80,467,000 |
| Total loans | 43,107,000 | 45,866,000 | 47,865,000 | 52,690,000 |
| Allowance for loan losses | 635,000 | 636,000 | 634,000 | 635,000 |
| Securities available for sale | 22,945,000 | 22,475,000 | 20,918,000 | 21,496,000 |
| Securities held to maturity | 160,000 | 130,000 | 125,000 | 114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,945,000 | 70,511,000 | 73,324,000 | 74,718,000 |
| Interest-bearing deposits | 61,868,000 | 63,151,000 | 65,423,000 | 68,002,000 |
| Noninterest-bearing deposits | 9,077,000 | 7,361,000 | 7,901,000 | 6,716,000 |
| Equity capital | 5,749,000 | 5,195,000 | 5,402,000 | 5,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,304,000 | 3,417,000 | 4,581,000 |
| Interest expense | 567,000 | 1,049,000 | 1,477,000 | 1,878,000 |
| Net interest income | 619,000 | 1,255,000 | 1,940,000 | 2,703,000 |
| Noninterest income | 152,000 | 302,000 | 456,000 | 610,000 |
| Noninterest expense | 524,000 | 1,061,000 | 1,603,000 | 2,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 496,000 | 793,000 | 1,100,000 |
| Income tax | 4,000 | 0 | 0 | 0 |
| Net income | 243,000 | 496,000 | 793,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,519,000 | 5,616,000 | 5,621,000 | 5,532,000 |
| Total capital | 6,093,000 | 6,194,000 | 6,194,000 | 6,096,000 |
| Risk-weighted assets | 55,813,000 | 51,617,000 | 55,325,000 | 55,153,000 |