Call reports 2007
BRADY NATIONAL BANK, THE — 2007
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,855,000 | 70,401,000 | 74,052,000 | 76,083,000 |
| Total loans | 49,256,000 | 46,863,000 | 46,682,000 | 46,435,000 |
| Allowance for loan losses | 628,000 | 631,000 | 633,000 | 634,000 |
| Securities available for sale | 18,741,000 | 18,506,000 | 21,404,000 | 23,504,000 |
| Securities held to maturity | 184,000 | 180,000 | 176,000 | 164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,682,000 | 64,434,000 | 64,252,000 | 64,854,000 |
| Interest-bearing deposits | 58,541,000 | 57,518,000 | 58,608,000 | 58,462,000 |
| Noninterest-bearing deposits | 8,141,000 | 6,917,000 | 5,643,000 | 6,392,000 |
| Equity capital | 5,287,000 | 5,147,000 | 5,402,000 | 5,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,311,000 | 3,464,000 | 4,657,000 |
| Interest expense | 555,000 | 1,096,000 | 1,651,000 | 2,237,000 |
| Net interest income | 610,000 | 1,215,000 | 1,813,000 | 2,420,000 |
| Noninterest income | 137,000 | 295,000 | 421,000 | 571,000 |
| Noninterest expense | 508,000 | 1,030,000 | 1,539,000 | 2,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 480,000 | 695,000 | 940,000 |
| Income tax | 4,000 | 6,000 | 7,000 | 9,000 |
| Net income | 235,000 | 474,000 | 688,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,500,000 | 5,586,000 | 5,567,000 | 5,514,000 |
| Total capital | 6,064,000 | 6,158,000 | 6,137,000 | 6,065,000 |
| Risk-weighted assets | 51,845,000 | 49,223,000 | 50,573,000 | 49,919,000 |