Call reports 2006
BRADY NATIONAL BANK, THE — 2006
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,276,000 | 72,085,000 | 74,759,000 | 73,713,000 |
| Total loans | 40,138,000 | 46,975,000 | 46,934,000 | 48,414,000 |
| Allowance for loan losses | 607,000 | 609,000 | 612,000 | 623,000 |
| Securities available for sale | 18,241,000 | 18,491,000 | 18,513,000 | 18,406,000 |
| Securities held to maturity | 232,000 | 214,000 | 203,000 | 196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,785,000 | 60,369,000 | 69,273,000 | 67,927,000 |
| Interest-bearing deposits | 52,703,000 | 52,828,000 | 61,151,000 | 60,658,000 |
| Noninterest-bearing deposits | 8,082,000 | 7,541,000 | 8,122,000 | 7,269,000 |
| Equity capital | 5,013,000 | 4,869,000 | 5,137,000 | 5,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,970,000 | 3,139,000 | 4,301,000 |
| Interest expense | 367,000 | 760,000 | 1,290,000 | 1,849,000 |
| Net interest income | 620,000 | 1,210,000 | 1,849,000 | 2,452,000 |
| Noninterest income | 115,000 | 288,000 | 432,000 | 576,000 |
| Noninterest expense | 489,000 | 1,010,000 | 1,534,000 | 2,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 488,000 | 747,000 | 962,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 19,000 |
| Net income | 242,000 | 479,000 | 733,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,484,000 | 5,566,000 | 5,562,000 | 5,497,000 |
| Total capital | 6,052,000 | 6,134,000 | 6,133,000 | 6,061,000 |
| Risk-weighted assets | 44,644,000 | 51,070,000 | 50,798,000 | 51,664,000 |