Call reports 2004
BRADY NATIONAL BANK, THE — 2004
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,002,000 | 64,031,000 | 62,341,000 | 64,155,000 |
| Total loans | 37,477,000 | 42,483,000 | 39,283,000 | 40,008,000 |
| Allowance for loan losses | 500,000 | 508,000 | 513,000 | 530,000 |
| Securities available for sale | 12,342,000 | 13,807,000 | 13,774,000 | 14,536,000 |
| Securities held to maturity | 629,000 | 580,000 | 565,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,747,000 | 59,185,000 | 56,860,000 | 58,579,000 |
| Interest-bearing deposits | 51,340,000 | 53,368,000 | 51,065,000 | 51,825,000 |
| Noninterest-bearing deposits | 6,407,000 | 5,817,000 | 5,795,000 | 6,754,000 |
| Equity capital | 4,981,000 | 4,611,000 | 5,229,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,687,000 | 2,563,000 | 3,440,000 |
| Interest expense | 204,000 | 390,000 | 579,000 | 783,000 |
| Net interest income | 646,000 | 1,297,000 | 1,984,000 | 2,657,000 |
| Noninterest income | 165,000 | 293,000 | 428,000 | 560,000 |
| Noninterest expense | 533,000 | 1,049,000 | 1,571,000 | 2,101,000 |
| Provision for loan losses | 22,000 | 37,000 | 52,000 | 67,000 |
| Pretax income | 272,000 | 558,000 | 868,000 | 1,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 558,000 | 868,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,664,000 | 4,955,000 | 5,193,000 | 5,462,000 |
| Total capital | 5,164,000 | 5,463,000 | 5,706,000 | 5,992,000 |
| Risk-weighted assets | 42,769,000 | 45,841,000 | 42,834,000 | 43,333,000 |