Call reports 2003
BRADY NATIONAL BANK, THE — 2003
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,083,000 | 57,487,000 | 62,729,000 | 63,366,000 |
| Total loans | 38,380,000 | 38,873,000 | 41,069,000 | 40,762,000 |
| Allowance for loan losses | 421,000 | 467,000 | 464,000 | 478,000 |
| Securities available for sale | 12,050,000 | 9,216,000 | 12,515,000 | 11,976,000 |
| Securities held to maturity | 889,000 | 847,000 | 772,000 | 683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,002,000 | 52,293,000 | 57,793,000 | 58,231,000 |
| Interest-bearing deposits | 47,656,000 | 46,599,000 | 51,970,000 | 52,512,000 |
| Noninterest-bearing deposits | 5,346,000 | 5,694,000 | 5,824,000 | 5,719,000 |
| Equity capital | 4,848,000 | 4,940,000 | 4,667,000 | 4,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,701,000 | 2,536,000 | 3,433,000 |
| Interest expense | 238,000 | 455,000 | 670,000 | 883,000 |
| Net interest income | 627,000 | 1,246,000 | 1,866,000 | 2,550,000 |
| Noninterest income | 125,000 | 237,000 | 355,000 | 481,000 |
| Noninterest expense | 450,000 | 919,000 | 1,389,000 | 1,888,000 |
| Provision for loan losses | 30,000 | 75,000 | 90,000 | 115,000 |
| Pretax income | 272,000 | 489,000 | 742,000 | 1,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 489,000 | 742,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,451,000 | 4,532,000 | 4,531,000 | 4,454,000 |
| Total capital | 4,872,000 | 4,999,000 | 4,995,000 | 4,932,000 |
| Risk-weighted assets | 40,416,000 | 40,897,000 | 44,275,000 | 44,293,000 |