Call reports 2002
BRADY NATIONAL BANK, THE — 2002
What BRADY NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,495,000 | 55,447,000 | 55,809,000 | 58,854,000 |
| Total loans | 38,660,000 | 37,838,000 | 39,357,000 | 40,067,000 |
| Allowance for loan losses | 363,000 | 371,000 | 397,000 | 398,000 |
| Securities available for sale | 9,534,000 | 10,710,000 | 10,688,000 | 10,135,000 |
| Securities held to maturity | 1,024,000 | 1,003,000 | 948,000 | 915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,756,000 | 50,595,000 | 50,665,000 | 53,786,000 |
| Interest-bearing deposits | 44,398,000 | 45,504,000 | 45,654,000 | 48,401,000 |
| Noninterest-bearing deposits | 5,358,000 | 5,091,000 | 5,012,000 | 5,385,000 |
| Equity capital | 4,241,000 | 4,546,000 | 4,592,000 | 4,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,772,000 | 2,688,000 | 3,591,000 |
| Interest expense | 299,000 | 583,000 | 854,000 | 1,127,000 |
| Net interest income | 578,000 | 1,189,000 | 1,834,000 | 2,464,000 |
| Noninterest income | 109,000 | 209,000 | 319,000 | 445,000 |
| Noninterest expense | 422,000 | 857,000 | 1,302,000 | 1,743,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 77,000 |
| Pretax income | 265,000 | 531,000 | 811,000 | 1,089,000 |
| Income tax | 34,000 | 67,000 | 101,000 | 134,000 |
| Net income | 231,000 | 464,000 | 710,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,932,000 | 4,165,000 | 4,172,000 | 4,179,000 |
| Total capital | 4,295,000 | 4,536,000 | 4,569,000 | 4,577,000 |
| Risk-weighted assets | 39,728,000 | 38,918,000 | 40,232,000 | 41,549,000 |