Call reports 2025
AMERICAN BUSINESS BANK — 2025
What AMERICAN BUSINESS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,174,286,000 | 4,298,243,000 | 4,456,342,000 | 4,406,593,000 |
| Total loans | 2,831,996,000 | 2,894,977,000 | 2,919,535,000 | 3,045,880,000 |
| Allowance for loan losses | 31,429,000 | 31,892,000 | 32,113,000 | 33,502,000 |
| Securities available for sale | 531,989,000 | 510,566,000 | 506,936,000 | 491,388,000 |
| Securities held to maturity | 541,174,000 | 537,590,000 | 531,229,000 | 527,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,758,705,000 | 3,872,215,000 | 3,997,183,000 | 3,954,053,000 |
| Interest-bearing deposits | 2,053,745,000 | 2,095,573,000 | 2,124,356,000 | 2,172,634,000 |
| Noninterest-bearing deposits | 1,704,960,000 | 1,776,642,000 | 1,872,827,000 | 1,781,419,000 |
| Equity capital | 368,219,000 | 372,598,000 | 395,546,000 | 411,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 45,628,000 | 93,290,000 | 144,375,000 | 196,431,000 |
| Interest expense | 10,865,000 | 21,749,000 | 32,994,000 | 43,250,000 |
| Net interest income | 34,763,000 | 71,541,000 | 111,381,000 | 153,181,000 |
| Noninterest income | 2,010,000 | 4,533,000 | 7,316,000 | 10,215,000 |
| Noninterest expense | 19,059,000 | 38,815,000 | 58,697,000 | 78,247,000 |
| Provision for loan losses | 981,000 | 1,444,000 | 1,665,000 | 3,059,000 |
| Pretax income | 16,409,000 | 34,509,000 | 54,524,000 | 75,093,000 |
| Income tax | 4,522,000 | 9,466,000 | 15,157,000 | 20,889,000 |
| Net income | 11,887,000 | 25,043,000 | 39,367,000 | 54,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 436,782,000 | 443,055,000 | 453,302,000 | 463,877,000 |
| Total capital | 468,885,000 | 475,521,000 | 485,939,000 | 497,879,000 |
| Risk-weighted assets | 3,652,766,000 | 3,716,263,000 | 3,748,381,000 | 3,829,852,000 |