Call reports 2023
AMERICAN BUSINESS BANK — 2023
What AMERICAN BUSINESS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,879,119,000 | 3,902,636,000 | 3,874,161,000 | 3,902,724,000 |
| Total loans | 2,477,726,000 | 2,499,393,000 | 2,511,005,000 | 2,579,641,000 |
| Allowance for loan losses | 26,073,000 | 27,172,000 | 27,601,000 | 28,460,000 |
| Securities available for sale | 671,594,000 | 639,680,000 | 601,403,000 | 611,202,000 |
| Securities held to maturity | 581,309,000 | 576,177,000 | 572,386,000 | 569,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,076,153,000 | 3,254,031,000 | 3,502,680,000 | 3,497,413,000 |
| Interest-bearing deposits | 1,367,403,000 | 1,495,596,000 | 1,705,937,000 | 1,797,853,000 |
| Noninterest-bearing deposits | 1,708,750,000 | 1,758,435,000 | 1,796,743,000 | 1,699,560,000 |
| Equity capital | 279,682,000 | 283,050,000 | 279,277,000 | 314,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 37,812,000 | 77,132,000 | 117,530,000 | 159,133,000 |
| Interest expense | 5,814,000 | 16,443,000 | 26,563,000 | 37,214,000 |
| Net interest income | 31,998,000 | 60,689,000 | 90,967,000 | 121,919,000 |
| Noninterest income | 2,804,000 | 5,547,000 | 7,563,000 | 9,914,000 |
| Noninterest expense | 16,171,000 | 32,820,000 | 50,025,000 | 66,651,000 |
| Provision for loan losses | 313,000 | 1,581,000 | 2,005,000 | 3,054,000 |
| Pretax income | 17,957,000 | 30,836,000 | 45,014,000 | 60,714,000 |
| Income tax | 4,872,000 | 8,427,000 | 12,422,000 | 16,748,000 |
| Net income | 13,085,000 | 22,409,000 | 32,592,000 | 43,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,499,000 | 361,596,000 | 372,585,000 | 384,581,000 |
| Total capital | 379,027,000 | 390,483,000 | 402,325,000 | 414,690,000 |
| Risk-weighted assets | 3,016,931,000 | 3,114,756,000 | 3,177,463,000 | 3,352,679,000 |