Call reports 2022
AMERICAN BUSINESS BANK — 2022
What AMERICAN BUSINESS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,826,880,000 | 3,777,372,000 | 3,783,419,000 | 3,840,762,000 |
| Total loans | 2,183,954,000 | 2,249,403,000 | 2,305,228,000 | 2,440,202,000 |
| Allowance for loan losses | 26,561,000 | 27,608,000 | 28,439,000 | 29,635,000 |
| Securities available for sale | 852,191,000 | 748,751,000 | 695,820,000 | 679,349,000 |
| Securities held to maturity | 600,773,000 | 593,700,000 | 588,569,000 | 584,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,535,068,000 | 3,464,210,000 | 3,510,105,000 | 3,390,794,000 |
| Interest-bearing deposits | 1,615,053,000 | 1,613,884,000 | 1,616,050,000 | 1,582,225,000 |
| Noninterest-bearing deposits | 1,920,015,000 | 1,850,325,000 | 1,894,054,000 | 1,808,570,000 |
| Equity capital | 255,224,000 | 239,378,000 | 236,097,000 | 254,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 28,547,000 | 58,876,000 | 91,658,000 | 127,749,000 |
| Interest expense | 359,000 | 800,000 | 1,249,000 | 2,693,000 |
| Net interest income | 28,188,000 | 58,076,000 | 90,409,000 | 125,056,000 |
| Noninterest income | 1,361,000 | 2,552,000 | 4,656,000 | 6,799,000 |
| Noninterest expense | 14,705,000 | 28,725,000 | 44,352,000 | 60,743,000 |
| Provision for loan losses | 1,486,000 | 2,510,000 | 3,346,000 | 4,515,000 |
| Pretax income | 13,388,000 | 29,326,000 | 47,324,000 | 66,522,000 |
| Income tax | 3,465,000 | 7,969,000 | 12,716,000 | 17,963,000 |
| Net income | 9,923,000 | 21,357,000 | 34,608,000 | 48,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,812,000 | 306,913,000 | 320,793,000 | 335,626,000 |
| Total capital | 322,427,000 | 335,521,000 | 350,232,000 | 366,511,000 |
| Risk-weighted assets | 2,515,151,000 | 2,650,165,000 | 2,826,657,000 | 2,941,791,000 |