Call reports 2021
AMERICAN BUSINESS BANK — 2021
What AMERICAN BUSINESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,705,210,000 | 3,732,329,000 | 3,902,852,000 | 3,912,276,000 |
| Total loans | 2,192,018,000 | 2,053,991,000 | 1,958,961,000 | 2,077,782,000 |
| Allowance for loan losses | 22,946,000 | 23,341,000 | 23,550,000 | 25,062,000 |
| Securities available for sale | 905,454,000 | 1,013,270,000 | 1,217,083,000 | 1,238,486,000 |
| Securities held to maturity | 151,041,000 | 255,953,000 | 284,166,000 | 298,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,420,860,000 | 3,434,703,000 | 3,590,892,000 | 3,598,148,000 |
| Interest-bearing deposits | 1,565,105,000 | 1,603,872,000 | 1,671,761,000 | 1,663,704,000 |
| Noninterest-bearing deposits | 1,855,756,000 | 1,830,832,000 | 1,919,131,000 | 1,934,444,000 |
| Equity capital | 248,084,000 | 262,594,000 | 273,524,000 | 278,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,962,000 | 52,547,000 | 80,857,000 | 108,879,000 |
| Interest expense | 469,000 | 946,000 | 1,398,000 | 1,820,000 |
| Net interest income | 24,493,000 | 51,601,000 | 79,459,000 | 107,059,000 |
| Noninterest income | 1,543,000 | 3,012,000 | 4,702,000 | 6,558,000 |
| Noninterest expense | 13,935,000 | 30,398,000 | 43,764,000 | 58,814,000 |
| Provision for loan losses | 0 | 0 | 468,000 | 1,953,000 |
| Pretax income | 12,086,000 | 24,200,000 | 39,914,000 | 52,817,000 |
| Income tax | 3,170,000 | 6,224,000 | 10,414,000 | 13,654,000 |
| Net income | 8,916,000 | 17,976,000 | 29,500,000 | 39,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,339,000 | 261,166,000 | 273,422,000 | 283,678,000 |
| Total capital | 274,464,000 | 286,186,000 | 298,451,000 | 309,994,000 |
| Risk-weighted assets | 1,848,504,000 | 2,007,563,000 | 2,170,128,000 | 2,347,254,000 |