Call reports 2020
AMERICAN BUSINESS BANK — 2020
What AMERICAN BUSINESS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,537,634,000 | 3,295,263,000 | 3,321,380,000 | 3,454,262,000 |
| Total loans | 1,545,989,000 | 2,131,258,000 | 2,175,995,000 | 2,060,910,000 |
| Allowance for loan losses | 21,888,000 | 22,399,000 | 22,910,000 | 22,931,000 |
| Securities available for sale | 657,303,000 | 715,841,000 | 857,068,000 | 939,265,000 |
| Securities held to maturity | 86,499,000 | 86,289,000 | 91,717,000 | 143,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,288,884,000 | 3,024,698,000 | 3,048,568,000 | 3,172,410,000 |
| Interest-bearing deposits | 1,123,919,000 | 1,340,036,000 | 1,389,895,000 | 1,486,319,000 |
| Noninterest-bearing deposits | 1,164,965,000 | 1,684,662,000 | 1,658,673,000 | 1,686,091,000 |
| Equity capital | 215,224,000 | 227,358,000 | 235,989,000 | 247,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,263,000 | 43,610,000 | 67,519,000 | 93,295,000 |
| Interest expense | 1,245,000 | 1,846,000 | 2,408,000 | 2,882,000 |
| Net interest income | 20,018,000 | 41,764,000 | 65,111,000 | 90,413,000 |
| Noninterest income | 365,000 | 2,344,000 | 3,811,000 | 5,673,000 |
| Noninterest expense | 12,047,000 | 25,973,000 | 39,608,000 | 54,194,000 |
| Provision for loan losses | 1,434,000 | 2,114,000 | 2,564,000 | 2,564,000 |
| Pretax income | 6,949,000 | 15,884,000 | 26,582,000 | 39,160,000 |
| Income tax | 2,110,000 | 4,310,000 | 7,134,000 | 10,387,000 |
| Net income | 4,839,000 | 11,574,000 | 19,448,000 | 28,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,080,000 | 223,390,000 | 232,022,000 | 241,821,000 |
| Total capital | 237,774,000 | 244,293,000 | 253,878,000 | 264,406,000 |
| Risk-weighted assets | 1,734,406,000 | 1,669,092,000 | 1,745,804,000 | 1,804,817,000 |