Call reports 2018
AMERICAN BUSINESS BANK — 2018
What AMERICAN BUSINESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,932,938,000 | 2,021,252,000 | 2,096,298,000 | 2,157,443,000 |
| Total loans | 999,544,000 | 1,093,535,000 | 1,138,437,000 | 1,250,261,000 |
| Allowance for loan losses | 14,487,000 | 15,431,000 | 15,950,000 | 17,503,000 |
| Securities available for sale | 829,266,000 | 769,807,000 | 685,548,000 | 658,354,000 |
| Securities held to maturity | 0 | 0 | 87,546,000 | 87,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,727,465,000 | 1,807,908,000 | 1,915,307,000 | 1,973,759,000 |
| Interest-bearing deposits | 851,301,000 | 902,357,000 | 942,747,000 | 990,474,000 |
| Noninterest-bearing deposits | 876,164,000 | 905,552,000 | 972,560,000 | 983,284,000 |
| Equity capital | 153,137,000 | 154,657,000 | 154,945,000 | 165,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,640,000 | 32,231,000 | 50,435,000 | 70,187,000 |
| Interest expense | 644,000 | 1,393,000 | 2,202,000 | 3,134,000 |
| Net interest income | 14,996,000 | 30,838,000 | 48,233,000 | 67,053,000 |
| Noninterest income | 1,130,000 | 2,781,000 | 4,158,000 | 4,529,000 |
| Noninterest expense | 12,114,000 | 23,689,000 | 36,288,000 | 45,505,000 |
| Provision for loan losses | 832,000 | 1,763,000 | 2,268,000 | 3,811,000 |
| Pretax income | 2,985,000 | 7,822,000 | 13,282,000 | 21,639,000 |
| Income tax | 559,000 | 1,665,000 | 2,983,000 | 5,246,000 |
| Net income | 2,426,000 | 6,157,000 | 10,299,000 | 16,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,750,000 | 170,673,000 | 175,616,000 | 182,164,000 |
| Total capital | 179,726,000 | 186,289,000 | 191,935,000 | 199,905,000 |
| Risk-weighted assets | 1,116,958,000 | 1,248,837,000 | 1,305,254,000 | 1,418,829,000 |