Call reports 2017
AMERICAN BUSINESS BANK — 2017
What AMERICAN BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,827,731,000 | 1,784,705,000 | 1,758,336,000 | 1,873,549,000 |
| Total loans | 834,541,000 | 884,650,000 | 878,262,000 | 920,393,000 |
| Allowance for loan losses | 13,166,000 | 13,324,000 | 13,638,000 | 13,639,000 |
| Securities available for sale | 875,040,000 | 780,385,000 | 752,024,000 | 854,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 71,000 | 69,000 | 0 | 0 |
| Total deposits | 1,550,944,000 | 1,596,826,000 | 1,582,771,000 | 1,639,737,000 |
| Interest-bearing deposits | 755,781,000 | 764,542,000 | 786,823,000 | 776,327,000 |
| Noninterest-bearing deposits | 795,163,000 | 832,284,000 | 795,948,000 | 863,409,000 |
| Equity capital | 140,752,000 | 152,245,000 | 155,082,000 | 152,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,071,000 | 27,889,000 | 42,264,000 | 56,320,000 |
| Interest expense | 515,000 | 914,000 | 1,294,000 | 1,713,000 |
| Net interest income | 13,556,000 | 26,975,000 | 40,970,000 | 54,607,000 |
| Noninterest income | 1,005,000 | 2,008,000 | 3,026,000 | 4,115,000 |
| Noninterest expense | 9,849,000 | 19,255,000 | 28,580,000 | 39,535,000 |
| Provision for loan losses | 178,000 | 328,000 | 628,000 | 628,000 |
| Pretax income | 4,574,000 | 9,353,000 | 14,723,000 | 18,194,000 |
| Income tax | 1,017,000 | 2,283,000 | 3,870,000 | 9,876,000 |
| Net income | 3,557,000 | 7,070,000 | 10,853,000 | 8,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,611,000 | 145,988,000 | 150,535,000 | 160,880,000 |
| Total capital | 153,498,000 | 158,370,000 | 162,666,000 | 174,071,000 |
| Risk-weighted assets | 946,782,000 | 986,654,000 | 966,108,000 | 1,054,208,000 |