Call reports 2011
AMERICAN BUSINESS BANK — 2011
What AMERICAN BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,061,168,000 | 1,106,613,000 | 1,136,536,000 | 1,174,712,000 |
| Total loans | 410,644,000 | 405,568,000 | 406,245,000 | 418,288,000 |
| Allowance for loan losses | 7,475,000 | 8,001,000 | 8,376,000 | 8,934,000 |
| Securities available for sale | 556,665,000 | 608,397,000 | 641,127,000 | 678,796,000 |
| Securities held to maturity | 32,132,000 | 28,344,000 | 28,679,000 | 24,017,000 |
| Trading assets | 143,000 | 141,000 | 139,000 | 137,000 |
| Total deposits | 903,036,000 | 939,174,000 | 1,008,337,000 | 1,029,558,000 |
| Interest-bearing deposits | 520,112,000 | 551,451,000 | 580,338,000 | 569,497,000 |
| Noninterest-bearing deposits | 382,924,000 | 387,723,000 | 427,999,000 | 460,061,000 |
| Equity capital | 68,815,000 | 76,721,000 | 83,244,000 | 86,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,498,000 | 19,110,000 | 28,654,000 | 38,457,000 |
| Interest expense | 901,000 | 1,805,000 | 2,706,000 | 3,546,000 |
| Net interest income | 8,597,000 | 17,305,000 | 25,948,000 | 34,911,000 |
| Noninterest income | 360,000 | 676,000 | 1,394,000 | 1,649,000 |
| Noninterest expense | 5,787,000 | 11,517,000 | 17,204,000 | 23,275,000 |
| Provision for loan losses | 475,000 | 1,052,000 | 1,427,000 | 1,977,000 |
| Pretax income | 3,028,000 | 6,452,000 | 11,083,000 | 13,972,000 |
| Income tax | 815,000 | 1,723,000 | 3,108,000 | 4,086,000 |
| Net income | 2,213,000 | 4,729,000 | 7,975,000 | 9,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,763,000 | 73,589,000 | 77,002,000 | 79,092,000 |
| Total capital | 77,045,000 | 79,336,000 | 82,812,000 | 85,096,000 |
| Risk-weighted assets | 501,100,000 | 457,195,000 | 461,901,000 | 476,995,000 |