Call report 2004Q4
AMERICAN BUSINESS BANK — 2004Q4
The 22 measures AMERICAN BUSINESS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 457,478,000 | USD | evidence → |
| Total loans | 153,127,000 | USD | evidence → |
| Allowance for loan losses | 2,355,000 | USD | evidence → |
| Securities available for sale | 252,796,000 | USD | evidence → |
| Securities held to maturity | 33,962,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,152,000 | USD | evidence → |
| Interest-bearing deposits | 240,803,000 | USD | evidence → |
| Noninterest-bearing deposits | 148,349,000 | USD | evidence → |
| Equity capital | 28,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,889,000 | USD | evidence → |
| Interest expense | 1,928,000 | USD | evidence → |
| Net interest income | 13,961,000 | USD | evidence → |
| Noninterest income | 916,000 | USD | evidence → |
| Noninterest expense | 10,289,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 4,357,000 | USD | evidence → |
| Income tax | 940,000 | USD | evidence → |
| Net income | 3,417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,311,000 | USD | evidence → |
| Total capital | 31,666,000 | USD | evidence → |
| Risk-weighted assets | 197,624,000 | USD | evidence → |