Call reports 2001
AMERICAN BUSINESS BANK — 2001
What AMERICAN BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 176,687,000 | 180,016,000 | 203,063,000 | 223,410,000 |
| Total loans | 67,605,000 | 74,265,000 | 81,458,000 | 96,068,000 |
| Allowance for loan losses | 1,180,000 | 1,255,000 | 1,330,000 | 1,420,000 |
| Securities available for sale | 0 | 4,526,000 | 13,361,000 | 19,529,000 |
| Securities held to maturity | 78,579,000 | 79,325,000 | 78,212,000 | 93,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,431,000 | 158,713,000 | 180,231,000 | 204,053,000 |
| Interest-bearing deposits | 107,041,000 | 102,599,000 | 125,729,000 | 141,234,000 |
| Noninterest-bearing deposits | 53,390,000 | 56,114,000 | 54,502,000 | 62,819,000 |
| Equity capital | 13,848,000 | 14,144,000 | 14,498,000 | 14,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,933,000 | 5,737,000 | 8,562,000 | 11,318,000 |
| Interest expense | 1,023,000 | 1,982,000 | 2,959,000 | 3,760,000 |
| Net interest income | 1,910,000 | 3,755,000 | 5,603,000 | 7,558,000 |
| Noninterest income | 132,000 | 246,000 | 355,000 | 482,000 |
| Noninterest expense | 1,650,000 | 3,240,000 | 4,307,000 | 5,857,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 315,000 |
| Pretax income | 317,000 | 611,000 | 1,426,000 | 1,868,000 |
| Income tax | 0 | 0 | 548,000 | 688,000 |
| Net income | 317,000 | 611,000 | 878,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,848,000 | 14,144,000 | 14,410,000 | 14,712,000 |
| Total capital | 15,028,000 | 15,399,000 | 15,740,000 | 16,132,000 |
| Risk-weighted assets | 95,457,000 | 103,429,000 | 117,729,000 | 145,463,000 |