Call reports 2025
FIDELITY BANK, NATIONAL ASSOCIATION — 2025
What FIDELITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,213,935,000 | 3,261,454,000 | 3,326,837,000 | 3,348,187,000 |
| Total loans | 2,509,101,000 | 2,542,302,000 | 2,602,299,000 | 2,628,871,000 |
| Allowance for loan losses | 31,929,000 | 32,610,000 | 33,623,000 | 33,899,000 |
| Securities available for sale | 248,237,000 | 248,631,000 | 306,186,000 | 307,831,000 |
| Securities held to maturity | 13,923,000 | 13,773,000 | 13,367,000 | 13,278,000 |
| Trading assets | 17,798,000 | 17,552,000 | 17,356,000 | 16,885,000 |
| Total deposits | 2,607,592,000 | 2,679,535,000 | 2,533,577,000 | 2,601,114,000 |
| Interest-bearing deposits | 2,178,152,000 | 2,242,370,000 | 2,095,414,000 | 2,170,894,000 |
| Noninterest-bearing deposits | 429,440,000 | 437,165,000 | 438,163,000 | 430,220,000 |
| Equity capital | 309,080,000 | 314,423,000 | 317,600,000 | 323,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 44,136,000 | 91,040,000 | 138,005,000 | 185,410,000 |
| Interest expense | 18,680,000 | 38,129,000 | 57,411,000 | 75,689,000 |
| Net interest income | 25,456,000 | 52,911,000 | 80,594,000 | 109,721,000 |
| Noninterest income | 5,891,000 | 11,006,000 | 16,023,000 | 20,692,000 |
| Noninterest expense | 21,447,000 | 43,200,000 | 65,282,000 | 86,699,000 |
| Provision for loan losses | 928,000 | 1,669,000 | 3,022,000 | 2,307,000 |
| Pretax income | 8,970,000 | 19,025,000 | 28,267,000 | 41,359,000 |
| Income tax | 1,790,000 | 3,965,000 | 6,026,000 | 9,078,000 |
| Net income | 7,180,000 | 15,060,000 | 22,241,000 | 32,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 308,860,000 | 313,937,000 | 316,141,000 | 321,702,000 |
| Total capital | 341,523,000 | 347,301,000 | 350,542,000 | 356,380,000 |
| Risk-weighted assets | 2,842,034,000 | 2,891,619,000 | 2,966,908,000 | 2,983,754,000 |