Call reports 2016
FIDELITY BANK, NATIONAL ASSOCIATION — 2016
What FIDELITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,865,488,000 | 1,921,944,000 | 1,958,661,000 | 2,000,620,000 |
| Total loans | 1,457,073,000 | 1,514,544,000 | 1,541,054,000 | 1,567,088,000 |
| Allowance for loan losses | 18,297,000 | 18,651,000 | 18,958,000 | 19,032,000 |
| Securities available for sale | 103,797,000 | 84,036,000 | 140,464,000 | 139,023,000 |
| Securities held to maturity | 62,615,000 | 59,521,000 | 78,495,000 | 103,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,537,646,000 | 1,586,146,000 | 1,585,894,000 | 1,626,131,000 |
| Interest-bearing deposits | 1,324,776,000 | 1,351,915,000 | 1,335,448,000 | 1,383,388,000 |
| Noninterest-bearing deposits | 212,870,000 | 234,231,000 | 250,446,000 | 242,743,000 |
| Equity capital | 206,054,000 | 208,003,000 | 211,374,000 | 215,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 18,286,000 | 37,809,000 | 59,138,000 | 79,805,000 |
| Interest expense | 2,760,000 | 5,575,000 | 8,709,000 | 11,949,000 |
| Net interest income | 15,526,000 | 32,234,000 | 50,429,000 | 67,856,000 |
| Noninterest income | 3,786,000 | 8,546,000 | 14,134,000 | 19,371,000 |
| Noninterest expense | 15,331,000 | 30,925,000 | 45,472,000 | 58,635,000 |
| Provision for loan losses | 407,000 | 792,000 | 1,333,000 | 1,476,000 |
| Pretax income | 3,718,000 | 9,659,000 | 18,273,000 | 26,621,000 |
| Income tax | 1,239,000 | 3,337,000 | 6,454,000 | 9,475,000 |
| Net income | 2,479,000 | 6,322,000 | 11,819,000 | 17,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,151,000 | 204,108,000 | 208,499,000 | 210,597,000 |
| Total capital | 221,448,000 | 222,759,000 | 227,457,000 | 229,629,000 |
| Risk-weighted assets | 1,635,308,000 | 1,696,132,000 | 1,713,992,000 | 1,723,966,000 |