Call reports 2015
FIDELITY BANK, NATIONAL ASSOCIATION — 2015
What FIDELITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,689,311,000 | 1,747,281,000 | 1,762,588,000 | 1,776,865,000 |
| Total loans | 1,320,879,000 | 1,365,541,000 | 1,375,510,000 | 1,403,318,000 |
| Allowance for loan losses | 17,500,000 | 17,848,000 | 17,994,000 | 18,228,000 |
| Securities available for sale | 95,186,000 | 104,697,000 | 103,919,000 | 112,323,000 |
| Securities held to maturity | 70,435,000 | 68,336,000 | 70,452,000 | 64,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,335,386,000 | 1,293,305,000 | 1,353,498,000 | 1,447,761,000 |
| Interest-bearing deposits | 1,149,078,000 | 1,086,952,000 | 1,160,235,000 | 1,255,784,000 |
| Noninterest-bearing deposits | 186,308,000 | 206,353,000 | 193,263,000 | 191,977,000 |
| Equity capital | 197,365,000 | 199,988,000 | 202,627,000 | 204,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,752,000 | 34,812,000 | 52,958,000 | 71,339,000 |
| Interest expense | 1,985,000 | 4,114,000 | 6,379,000 | 8,842,000 |
| Net interest income | 14,767,000 | 30,698,000 | 46,579,000 | 62,497,000 |
| Noninterest income | 5,228,000 | 9,405,000 | 14,667,000 | 19,052,000 |
| Noninterest expense | 13,409,000 | 27,165,000 | 42,025,000 | 55,879,000 |
| Provision for loan losses | 383,000 | 928,000 | 1,312,000 | 1,654,000 |
| Pretax income | 6,263,000 | 11,536,000 | 17,333,000 | 23,440,000 |
| Income tax | 2,229,000 | 4,082,000 | 6,139,000 | 8,307,000 |
| Net income | 4,034,000 | 7,454,000 | 11,194,000 | 15,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,709,000 | 199,330,000 | 201,278,000 | 203,459,000 |
| Total capital | 215,209,000 | 217,178,000 | 219,272,000 | 221,687,000 |
| Risk-weighted assets | 1,503,471,000 | 1,530,793,000 | 1,574,108,000 | 1,583,971,000 |