Call reports 2014
FIDELITY BANK, NATIONAL ASSOCIATION — 2014
What FIDELITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,585,129,000 | 1,649,685,000 | 1,601,226,000 | 1,622,355,000 |
| Total loans | 1,218,974,000 | 1,285,953,000 | 1,251,954,000 | 1,262,435,000 |
| Allowance for loan losses | 17,100,000 | 17,680,000 | 17,198,000 | 16,933,000 |
| Securities available for sale | 48,378,000 | 47,464,000 | 43,603,000 | 43,139,000 |
| Securities held to maturity | 87,767,000 | 84,035,000 | 76,509,000 | 73,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,335,084,000 | 1,333,218,000 | 1,263,312,000 | 1,285,229,000 |
| Interest-bearing deposits | 1,162,788,000 | 1,158,364,000 | 1,087,224,000 | 1,108,219,000 |
| Noninterest-bearing deposits | 172,296,000 | 174,854,000 | 176,088,000 | 177,010,000 |
| Equity capital | 189,041,000 | 190,463,000 | 192,997,000 | 194,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,878,000 | 32,327,000 | 49,381,000 | 65,989,000 |
| Interest expense | 1,969,000 | 3,944,000 | 5,920,000 | 7,961,000 |
| Net interest income | 13,909,000 | 28,383,000 | 43,461,000 | 58,028,000 |
| Noninterest income | 3,634,000 | 8,122,000 | 12,369,000 | 16,391,000 |
| Noninterest expense | 12,559,000 | 26,381,000 | 39,182,000 | 52,521,000 |
| Provision for loan losses | 293,000 | 914,000 | 2,010,000 | 1,971,000 |
| Pretax income | 4,322,000 | 9,475,000 | 14,462,000 | 19,751,000 |
| Income tax | 1,548,000 | 3,356,000 | 5,102,000 | 6,960,000 |
| Net income | 2,774,000 | 6,119,000 | 9,360,000 | 12,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,285,000 | 193,567,000 | 195,023,000 | 196,223,000 |
| Total capital | 209,385,000 | 211,247,000 | 212,221,000 | 213,156,000 |
| Risk-weighted assets | 1,372,468,000 | 1,436,671,000 | 1,395,605,000 | 1,406,280,000 |