Call reports 2013
FIDELITY BANK, NATIONAL ASSOCIATION — 2013
What FIDELITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,520,436,000 | 1,497,508,000 | 1,522,773,000 | 1,560,571,000 |
| Total loans | 1,139,351,000 | 1,128,910,000 | 1,163,365,000 | 1,209,293,000 |
| Allowance for loan losses | 16,406,000 | 16,547,000 | 16,729,000 | 16,945,000 |
| Securities available for sale | 61,842,000 | 58,273,000 | 54,870,000 | 50,390,000 |
| Securities held to maturity | 107,876,000 | 101,429,000 | 94,923,000 | 91,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,269,972,000 | 1,253,835,000 | 1,252,711,000 | 1,299,643,000 |
| Interest-bearing deposits | 1,107,761,000 | 1,084,780,000 | 1,089,858,000 | 1,144,418,000 |
| Noninterest-bearing deposits | 162,211,000 | 169,055,000 | 162,853,000 | 155,225,000 |
| Equity capital | 179,536,000 | 183,669,000 | 186,855,000 | 188,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,483,000 | 32,464,000 | 48,643,000 | 64,883,000 |
| Interest expense | 2,474,000 | 4,727,000 | 6,893,000 | 8,986,000 |
| Net interest income | 14,009,000 | 27,737,000 | 41,750,000 | 55,897,000 |
| Noninterest income | 5,819,000 | 10,421,000 | 15,315,000 | 19,180,000 |
| Noninterest expense | 12,380,000 | 25,028,000 | 37,215,000 | 49,284,000 |
| Provision for loan losses | 886,000 | 941,000 | 1,335,000 | 1,813,000 |
| Pretax income | 5,869,000 | 11,059,000 | 17,133,000 | 22,336,000 |
| Income tax | 1,602,000 | 3,455,000 | 5,644,000 | 7,508,000 |
| Net income | 4,267,000 | 7,604,000 | 11,489,000 | 14,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,201,000 | 188,493,000 | 191,347,000 | 192,452,000 |
| Total capital | 202,607,000 | 204,777,000 | 207,829,000 | 209,397,000 |
| Risk-weighted assets | 1,325,014,000 | 1,302,423,000 | 1,318,313,000 | 1,358,938,000 |