Call reports 2014
STEELE STREET BANK & TRUST — 2014
What STEELE STREET BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 525,358,000 | 561,094,000 | 567,196,000 | 572,850,000 |
| Total loans | 389,507,000 | 414,028,000 | 430,375,000 | 447,550,000 |
| Allowance for loan losses | 4,560,000 | 4,912,000 | 5,082,000 | 5,233,000 |
| Securities available for sale | 79,489,000 | 80,875,000 | 78,468,000 | 72,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,105,000 | 501,134,000 | 505,830,000 | 512,515,000 |
| Interest-bearing deposits | 355,973,000 | 374,567,000 | 379,460,000 | 370,555,000 |
| Noninterest-bearing deposits | 113,132,000 | 126,567,000 | 126,370,000 | 141,960,000 |
| Equity capital | 54,024,000 | 57,500,000 | 58,819,000 | 58,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,331,000 | 11,033,000 | 17,055,000 | 23,174,000 |
| Interest expense | 321,000 | 665,000 | 1,037,000 | 1,394,000 |
| Net interest income | 5,010,000 | 10,368,000 | 16,018,000 | 21,780,000 |
| Noninterest income | 824,000 | 1,811,000 | 2,881,000 | 3,673,000 |
| Noninterest expense | 3,170,000 | 6,487,000 | 9,874,000 | 13,315,000 |
| Provision for loan losses | 388,000 | 737,000 | 1,140,000 | 1,249,000 |
| Pretax income | 2,276,000 | 4,955,000 | 7,885,000 | 10,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,276,000 | 4,955,000 | 7,885,000 | 10,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,526,000 | 57,415,000 | 58,930,000 | 58,528,000 |
| Total capital | 59,921,000 | 63,079,000 | 64,640,000 | 64,285,000 |
| Risk-weighted assets | 433,868,000 | 454,451,000 | 468,021,000 | 482,670,000 |