Call reports 2013
STEELE STREET BANK & TRUST — 2013
What STEELE STREET BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 477,132,000 | 479,904,000 | 489,525,000 | 544,297,000 |
| Total loans | 345,883,000 | 351,468,000 | 352,977,000 | 370,572,000 |
| Allowance for loan losses | 4,005,000 | 4,168,000 | 4,115,000 | 4,177,000 |
| Securities available for sale | 77,930,000 | 73,098,000 | 79,553,000 | 76,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,410,000 | 429,185,000 | 436,784,000 | 489,357,000 |
| Interest-bearing deposits | 324,987,000 | 325,063,000 | 323,614,000 | 363,463,000 |
| Noninterest-bearing deposits | 102,423,000 | 104,122,000 | 113,170,000 | 125,894,000 |
| Equity capital | 48,341,000 | 49,072,000 | 50,487,000 | 52,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,844,000 | 10,059,000 | 15,203,000 | 20,642,000 |
| Interest expense | 299,000 | 608,000 | 937,000 | 1,260,000 |
| Net interest income | 4,545,000 | 9,451,000 | 14,266,000 | 19,382,000 |
| Noninterest income | 621,000 | 1,441,000 | 2,273,000 | 3,123,000 |
| Noninterest expense | 2,833,000 | 6,024,000 | 9,281,000 | 13,167,000 |
| Provision for loan losses | 139,000 | 302,000 | 249,000 | 308,000 |
| Pretax income | 2,194,000 | 4,565,000 | 7,018,000 | 9,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,194,000 | 4,565,000 | 7,018,000 | 9,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,483,000 | 49,983,000 | 51,136,000 | 53,347,000 |
| Total capital | 51,940,000 | 54,705,000 | 55,942,000 | 58,583,000 |
| Risk-weighted assets | 360,920,000 | 378,455,000 | 394,316,000 | 418,818,000 |