Call reports 2012
STEELE STREET BANK & TRUST — 2012
What STEELE STREET BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 391,442,000 | 420,474,000 | 430,875,000 | 477,759,000 |
| Total loans | 286,448,000 | 306,627,000 | 309,970,000 | 320,442,000 |
| Allowance for loan losses | 3,410,000 | 3,643,000 | 3,839,000 | 3,852,000 |
| Securities available for sale | 47,346,000 | 58,085,000 | 63,508,000 | 66,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,520,000 | 376,076,000 | 383,784,000 | 428,771,000 |
| Interest-bearing deposits | 271,079,000 | 287,313,000 | 288,878,000 | 322,492,000 |
| Noninterest-bearing deposits | 78,441,000 | 88,763,000 | 94,906,000 | 106,279,000 |
| Equity capital | 41,136,000 | 43,352,000 | 45,735,000 | 47,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,382,000 | 9,062,000 | 13,779,000 | 18,549,000 |
| Interest expense | 348,000 | 707,000 | 1,044,000 | 1,369,000 |
| Net interest income | 4,034,000 | 8,355,000 | 12,735,000 | 17,180,000 |
| Noninterest income | 380,000 | 910,000 | 1,695,000 | 2,481,000 |
| Noninterest expense | 2,592,000 | 5,259,000 | 8,171,000 | 11,272,000 |
| Provision for loan losses | 274,000 | 510,000 | 707,000 | 721,000 |
| Pretax income | 1,548,000 | 3,496,000 | 5,583,000 | 7,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,548,000 | 3,496,000 | 5,583,000 | 7,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,192,000 | 42,222,000 | 44,374,000 | 46,658,000 |
| Total capital | 43,602,000 | 46,134,000 | 48,344,000 | 50,872,000 |
| Risk-weighted assets | 293,424,000 | 312,944,000 | 317,430,000 | 336,987,000 |