Call reports 2011
STEELE STREET BANK & TRUST — 2011
What STEELE STREET BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 371,590,000 | 358,195,000 | 381,489,000 | 399,694,000 |
| Total loans | 252,020,000 | 272,527,000 | 285,158,000 | 279,095,000 |
| Allowance for loan losses | 3,180,000 | 3,364,000 | 3,365,000 | 3,307,000 |
| Securities available for sale | 46,295,000 | 40,994,000 | 35,836,000 | 39,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,319,000 | 320,356,000 | 341,902,000 | 358,248,000 |
| Interest-bearing deposits | 264,425,000 | 248,230,000 | 270,092,000 | 275,472,000 |
| Noninterest-bearing deposits | 70,895,000 | 72,126,000 | 71,810,000 | 82,776,000 |
| Equity capital | 35,537,000 | 37,022,000 | 38,608,000 | 40,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,073,000 | 8,360,000 | 12,802,000 | 17,387,000 |
| Interest expense | 468,000 | 903,000 | 1,291,000 | 1,655,000 |
| Net interest income | 3,605,000 | 7,457,000 | 11,511,000 | 15,732,000 |
| Noninterest income | 303,000 | 711,000 | 1,084,000 | 1,483,000 |
| Noninterest expense | 2,534,000 | 5,197,000 | 7,708,000 | 10,686,000 |
| Provision for loan losses | 263,000 | 499,000 | 717,000 | 813,000 |
| Pretax income | 1,111,000 | 2,472,000 | 4,170,000 | 5,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,111,000 | 2,472,000 | 4,170,000 | 5,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,976,000 | 36,145,000 | 37,648,000 | 39,396,000 |
| Total capital | 38,295,000 | 39,659,000 | 41,158,000 | 42,973,000 |
| Risk-weighted assets | 265,825,000 | 289,548,000 | 297,670,000 | 290,869,000 |