Call reports 2010
STEELE STREET BANK & TRUST — 2010
What STEELE STREET BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 317,249,000 | 312,859,000 | 324,837,000 | 369,770,000 |
| Total loans | 223,716,000 | 226,367,000 | 233,550,000 | 250,455,000 |
| Allowance for loan losses | 2,845,000 | 2,697,000 | 2,946,000 | 3,063,000 |
| Securities available for sale | 37,073,000 | 37,543,000 | 41,062,000 | 44,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,968,000 | 270,033,000 | 284,783,000 | 329,722,000 |
| Interest-bearing deposits | 225,087,000 | 219,084,000 | 233,175,000 | 258,314,000 |
| Noninterest-bearing deposits | 50,881,000 | 50,949,000 | 51,608,000 | 71,408,000 |
| Equity capital | 32,071,000 | 33,489,000 | 35,116,000 | 35,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,629,000 | 7,384,000 | 11,287,000 | 15,303,000 |
| Interest expense | 660,000 | 1,248,000 | 1,788,000 | 2,307,000 |
| Net interest income | 2,969,000 | 6,136,000 | 9,499,000 | 12,996,000 |
| Noninterest income | 259,000 | 583,000 | 886,000 | 1,202,000 |
| Noninterest expense | 2,096,000 | 4,203,000 | 6,323,000 | 8,961,000 |
| Provision for loan losses | 227,000 | 393,000 | 643,000 | 836,000 |
| Pretax income | 905,000 | 2,123,000 | 3,419,000 | 4,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 2,123,000 | 3,419,000 | 4,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,410,000 | 32,648,000 | 33,956,000 | 34,737,000 |
| Total capital | 34,236,000 | 35,452,000 | 36,880,000 | 37,885,000 |
| Risk-weighted assets | 225,854,000 | 223,541,000 | 233,790,000 | 254,394,000 |