Call reports 2009
STEELE STREET BANK & TRUST — 2009
What STEELE STREET BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 281,242,000 | 266,419,000 | 301,255,000 | 318,763,000 |
| Total loans | 221,505,000 | 224,876,000 | 210,997,000 | 215,151,000 |
| Allowance for loan losses | 2,408,000 | 2,462,000 | 2,408,000 | 2,612,000 |
| Securities available for sale | 28,571,000 | 29,079,000 | 29,684,000 | 36,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,238,000 | 224,539,000 | 256,527,000 | 273,927,000 |
| Interest-bearing deposits | 210,403,000 | 192,194,000 | 219,091,000 | 201,716,000 |
| Noninterest-bearing deposits | 33,835,000 | 32,345,000 | 37,436,000 | 72,211,000 |
| Equity capital | 23,361,000 | 28,029,000 | 31,007,000 | 31,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,145,000 | 10,729,000 | 14,297,000 |
| Interest expense | 1,057,000 | 1,977,000 | 2,876,000 | 3,651,000 |
| Net interest income | 2,506,000 | 5,168,000 | 7,853,000 | 10,646,000 |
| Noninterest income | 182,000 | 354,000 | 497,000 | 725,000 |
| Noninterest expense | 2,100,000 | 4,286,000 | 6,423,000 | 8,450,000 |
| Provision for loan losses | 375,000 | 725,000 | 925,000 | 1,111,000 |
| Pretax income | 213,000 | 511,000 | 1,003,000 | 1,811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 511,000 | 1,003,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,642,000 | 27,476,000 | 30,136,000 | 31,029,000 |
| Total capital | 25,191,000 | 30,085,000 | 32,651,000 | 33,645,000 |
| Risk-weighted assets | 221,533,000 | 220,389,000 | 203,927,000 | 208,469,000 |