Call reports 2008
STEELE STREET BANK & TRUST — 2008
What STEELE STREET BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 218,257,000 | 226,775,000 | 243,424,000 | 273,499,000 |
| Total loans | 176,019,000 | 194,710,000 | 206,201,000 | 211,587,000 |
| Allowance for loan losses | 1,787,000 | 1,779,000 | 1,898,000 | 1,996,000 |
| Securities available for sale | 17,954,000 | 19,909,000 | 20,131,000 | 28,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,294,000 | 195,921,000 | 207,383,000 | 237,139,000 |
| Interest-bearing deposits | 170,048,000 | 170,282,000 | 178,646,000 | 201,861,000 |
| Noninterest-bearing deposits | 25,246,000 | 25,639,000 | 28,737,000 | 35,278,000 |
| Equity capital | 22,115,000 | 21,915,000 | 22,503,000 | 22,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,462,000 | 6,753,000 | 10,267,000 | 13,848,000 |
| Interest expense | 1,281,000 | 2,255,000 | 3,336,000 | 4,557,000 |
| Net interest income | 2,181,000 | 4,498,000 | 6,931,000 | 9,291,000 |
| Noninterest income | 106,000 | 231,000 | 403,000 | 544,000 |
| Noninterest expense | 1,746,000 | 3,624,000 | 5,631,000 | 7,978,000 |
| Provision for loan losses | 123,000 | 418,000 | 536,000 | 1,096,000 |
| Pretax income | 418,000 | 687,000 | 1,167,000 | 761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 418,000 | 687,000 | 1,167,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,537,000 | 21,838,000 | 22,348,000 | 21,974,000 |
| Total capital | 23,490,000 | 23,888,000 | 24,466,000 | 24,147,000 |
| Risk-weighted assets | 186,381,000 | 200,982,000 | 209,726,000 | 215,275,000 |