Call reports 2007
STEELE STREET BANK & TRUST — 2007
What STEELE STREET BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 158,959,000 | 175,341,000 | 191,586,000 | 212,293,000 |
| Total loans | 123,670,000 | 148,257,000 | 159,100,000 | 167,485,000 |
| Allowance for loan losses | 1,297,000 | 1,504,000 | 1,596,000 | 1,705,000 |
| Securities available for sale | 13,415,000 | 18,362,000 | 17,602,000 | 16,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,547,000 | 154,446,000 | 169,919,000 | 190,134,000 |
| Interest-bearing deposits | 118,655,000 | 133,492,000 | 142,133,000 | 160,091,000 |
| Noninterest-bearing deposits | 19,892,000 | 20,954,000 | 27,786,000 | 30,043,000 |
| Equity capital | 19,767,000 | 20,131,000 | 20,869,000 | 21,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 6,065,000 | 9,662,000 | 13,263,000 |
| Interest expense | 1,097,000 | 2,408,000 | 3,888,000 | 5,346,000 |
| Net interest income | 1,632,000 | 3,657,000 | 5,774,000 | 7,917,000 |
| Noninterest income | 23,000 | 41,000 | 79,000 | 163,000 |
| Noninterest expense | 1,296,000 | 2,725,000 | 4,318,000 | 6,014,000 |
| Provision for loan losses | 121,000 | 306,000 | 397,000 | 494,000 |
| Pretax income | 238,000 | 667,000 | 1,138,000 | 1,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 667,000 | 1,138,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,795,000 | 20,235,000 | 20,736,000 | 21,211,000 |
| Total capital | 21,092,000 | 21,739,000 | 22,332,000 | 23,063,000 |
| Risk-weighted assets | 132,159,000 | 152,773,000 | 161,772,000 | 173,847,000 |