Call reports 2005
STEELE STREET BANK & TRUST — 2005
What STEELE STREET BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,289,000 | 74,943,000 | 79,726,000 | 88,188,000 |
| Total loans | 41,935,000 | 48,077,000 | 53,164,000 | 64,604,000 |
| Allowance for loan losses | 547,000 | 612,000 | 725,000 | 751,000 |
| Securities available for sale | 13,357,000 | 13,433,000 | 13,388,000 | 13,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,431,000 | 58,477,000 | 63,044,000 | 71,369,000 |
| Interest-bearing deposits | 46,878,000 | 49,050,000 | 49,721,000 | 58,288,000 |
| Noninterest-bearing deposits | 11,553,000 | 9,427,000 | 13,323,000 | 13,081,000 |
| Equity capital | 8,779,000 | 16,312,000 | 16,412,000 | 16,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,777,000 | 2,982,000 | 4,414,000 |
| Interest expense | 176,000 | 401,000 | 694,000 | 1,070,000 |
| Net interest income | 650,000 | 1,376,000 | 2,288,000 | 3,344,000 |
| Noninterest income | 10,000 | 20,000 | 29,000 | 37,000 |
| Noninterest expense | 457,000 | 993,000 | 1,677,000 | 2,426,000 |
| Provision for loan losses | 50,000 | 115,000 | 228,000 | 352,000 |
| Pretax income | 153,000 | 288,000 | 412,000 | 603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 288,000 | 412,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,082,000 | 16,518,000 | 16,642,000 | 16,833,000 |
| Total capital | 9,628,000 | 17,130,000 | 17,367,000 | 17,584,000 |
| Risk-weighted assets | 47,447,000 | 53,185,000 | 60,814,000 | 69,915,000 |