Call reports 2004
STEELE STREET BANK & TRUST — 2004
What STEELE STREET BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,459,000 | 45,352,000 | 53,410,000 | 63,129,000 |
| Total loans | 18,468,000 | 29,317,000 | 34,842,000 | 39,552,000 |
| Allowance for loan losses | 284,000 | 378,000 | 472,000 | 497,000 |
| Securities available for sale | 12,330,000 | 13,505,000 | 13,670,000 | 13,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,390,000 | 36,706,000 | 44,506,000 | 54,306,000 |
| Interest-bearing deposits | 27,069,000 | 31,999,000 | 38,720,000 | 47,869,000 |
| Noninterest-bearing deposits | 2,321,000 | 4,707,000 | 5,786,000 | 6,437,000 |
| Equity capital | 9,011,000 | 8,561,000 | 8,823,000 | 8,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 809,000 | 1,450,000 | 2,157,000 |
| Interest expense | 89,000 | 182,000 | 294,000 | 437,000 |
| Net interest income | 247,000 | 627,000 | 1,156,000 | 1,720,000 |
| Noninterest income | 2,000 | 7,000 | 11,000 | 17,000 |
| Noninterest expense | 359,000 | 726,000 | 1,089,000 | 1,560,000 |
| Provision for loan losses | 94,000 | 188,000 | 282,000 | 307,000 |
| Pretax income | -190,000 | -266,000 | -190,000 | -116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -190,000 | -266,000 | -190,000 | -116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,856,000 | 8,780,000 | 8,855,000 | 8,930,000 |
| Total capital | 9,140,000 | 9,158,000 | 9,327,000 | 9,427,000 |
| Risk-weighted assets | 23,454,000 | 32,525,000 | 37,706,000 | 43,520,000 |