Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 25,611,000 | 25,448,000 | 24,284,000 |
| Total loans | 17,974,000 | 19,629,000 | 19,866,000 |
| Allowance for loan losses | 293,000 | 260,000 | 243,000 |
| Securities available for sale | 1,429,000 | 961,000 | 587,000 |
| Securities held to maturity | 1,406,000 | 1,005,000 | 804,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 23,496,000 | 23,291,000 | 22,087,000 |
| Interest-bearing deposits | 19,428,000 | 19,155,000 | 18,152,000 |
| Noninterest-bearing deposits | 4,069,000 | 4,136,000 | 3,935,000 |
| Equity capital | 2,081,000 | 2,126,000 | 2,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 470,000 | 911,000 | 1,328,000 |
| Interest expense | 188,000 | 347,000 | 490,000 |
| Net interest income | 282,000 | 564,000 | 838,000 |
| Noninterest income | -21,000 | 5,000 | 35,000 |
| Noninterest expense | 242,000 | 488,000 | 721,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 |
| Pretax income | 14,000 | 76,000 | 147,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 14,000 | 76,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 2,060,000 | 2,121,000 | 2,191,000 |
| Total capital | 2,298,000 | 2,359,000 | 2,431,000 |
| Risk-weighted assets | 18,969,000 | 19,031,000 | 19,212,000 |