Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,322,000 | 25,639,000 | 25,795,000 | 26,338,000 |
| Total loans | 17,353,000 | 16,074,000 | 15,798,000 | 15,951,000 |
| Allowance for loan losses | 574,000 | 506,000 | 372,000 | 299,000 |
| Securities available for sale | 2,130,000 | 1,744,000 | 1,821,000 | 1,421,000 |
| Securities held to maturity | 1,641,000 | 1,640,000 | 1,509,000 | 1,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,202,000 | 23,541,000 | 23,688,000 | 24,239,000 |
| Interest-bearing deposits | 19,705,000 | 19,208,000 | 19,045,000 | 20,081,000 |
| Noninterest-bearing deposits | 4,497,000 | 4,333,000 | 4,643,000 | 4,159,000 |
| Equity capital | 2,080,000 | 2,061,000 | 2,071,000 | 2,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,063,000 | 1,558,000 | 2,061,000 |
| Interest expense | 206,000 | 402,000 | 599,000 | 803,000 |
| Net interest income | 344,000 | 661,000 | 959,000 | 1,258,000 |
| Noninterest income | -40,000 | -9,000 | -12,000 | -43,000 |
| Noninterest expense | 309,000 | 652,000 | 944,000 | 1,234,000 |
| Provision for loan losses | 95,000 | 108,000 | 115,000 | 115,000 |
| Pretax income | -100,000 | -108,000 | -112,000 | -134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -100,000 | -108,000 | -112,000 | -134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,080,000 | 2,071,000 | 2,068,000 | 2,045,000 |
| Total capital | 2,320,000 | 2,296,000 | 2,293,000 | 2,274,000 |
| Risk-weighted assets | 18,848,000 | 17,748,000 | 17,864,000 | 18,244,000 |