Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,442,000 | 29,417,000 | 27,905,000 | 26,596,000 |
| Total loans | 21,111,000 | 20,624,000 | 19,465,000 | 18,154,000 |
| Allowance for loan losses | 367,000 | 377,000 | 378,000 | 566,000 |
| Securities available for sale | 2,362,000 | 2,202,000 | 1,726,000 | 2,030,000 |
| Securities held to maturity | 599,000 | 1,002,000 | 1,501,000 | 1,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,508,000 | 26,453,000 | 25,191,000 | 24,379,000 |
| Interest-bearing deposits | 22,022,000 | 21,565,000 | 20,316,000 | 19,906,000 |
| Noninterest-bearing deposits | 4,486,000 | 4,888,000 | 4,875,000 | 4,473,000 |
| Equity capital | 2,888,000 | 2,915,000 | 2,672,000 | 2,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,214,000 | 1,787,000 | 2,329,000 |
| Interest expense | 222,000 | 443,000 | 658,000 | 864,000 |
| Net interest income | 395,000 | 771,000 | 1,129,000 | 1,465,000 |
| Noninterest income | 56,000 | 107,000 | 117,000 | 124,000 |
| Noninterest expense | 298,000 | 568,000 | 861,000 | 1,209,000 |
| Provision for loan losses | 38,000 | 139,000 | 458,000 | 953,000 |
| Pretax income | 115,000 | 171,000 | -73,000 | -573,000 |
| Income tax | 14,000 | 15,000 | 15,000 | 15,000 |
| Net income | 101,000 | 156,000 | -88,000 | -588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,912,000 | 2,948,000 | 2,680,000 | 2,180,000 |
| Total capital | 3,186,000 | 3,218,000 | 2,936,000 | 2,425,000 |
| Risk-weighted assets | 21,857,000 | 21,453,000 | 20,343,000 | 19,297,000 |