Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 27,310,000 | 27,388,000 | 28,042,000 | 29,237,000 |
| Total loans | 20,162,000 | 20,881,000 | 21,066,000 | 21,142,000 |
| Allowance for loan losses | 290,000 | 335,000 | 353,000 | 355,000 |
| Securities available for sale | 2,145,000 | 2,150,000 | 2,142,000 | 2,276,000 |
| Securities held to maturity | 130,000 | 130,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,593,000 | 24,600,000 | 25,189,000 | 26,365,000 |
| Interest-bearing deposits | 20,158,000 | 20,294,000 | 20,709,000 | 22,162,000 |
| Noninterest-bearing deposits | 4,435,000 | 4,306,000 | 4,480,000 | 4,203,000 |
| Equity capital | 2,686,000 | 2,747,000 | 2,800,000 | 2,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 1,017,000 | 1,577,000 | 2,144,000 |
| Interest expense | 125,000 | 273,000 | 447,000 | 648,000 |
| Net interest income | 365,000 | 744,000 | 1,130,000 | 1,496,000 |
| Noninterest income | 53,000 | 112,000 | 165,000 | 222,000 |
| Noninterest expense | 241,000 | 498,000 | 768,000 | 1,064,000 |
| Provision for loan losses | 58,000 | 110,000 | 162,000 | 210,000 |
| Pretax income | 125,000 | 254,000 | 371,000 | 450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 254,000 | 371,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,700,000 | 2,753,000 | 2,812,000 | 2,849,000 |
| Total capital | 2,953,000 | 3,017,000 | 3,082,000 | 3,126,000 |
| Risk-weighted assets | 20,229,000 | 21,013,000 | 21,553,000 | 22,099,000 |