Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,700,000 | 23,821,000 | 24,223,000 | 25,008,000 |
| Total loans | 15,868,000 | 16,759,000 | 18,144,000 | 19,140,000 |
| Allowance for loan losses | 218,000 | 225,000 | 248,000 | 244,000 |
| Securities available for sale | 3,048,000 | 3,187,000 | 2,908,000 | 2,873,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,165,000 | 21,315,000 | 21,563,000 | 22,312,000 |
| Interest-bearing deposits | 17,296,000 | 16,357,000 | 16,762,000 | 17,727,000 |
| Noninterest-bearing deposits | 4,869,000 | 4,958,000 | 4,801,000 | 4,585,000 |
| Equity capital | 2,464,000 | 2,471,000 | 2,596,000 | 2,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 781,000 | 1,205,000 | 1,651,000 |
| Interest expense | 79,000 | 155,000 | 235,000 | 327,000 |
| Net interest income | 312,000 | 626,000 | 970,000 | 1,324,000 |
| Noninterest income | 72,000 | 141,000 | 227,000 | 296,000 |
| Noninterest expense | 223,000 | 426,000 | 652,000 | 880,000 |
| Provision for loan losses | 28,000 | 70,000 | 114,000 | 165,000 |
| Pretax income | 133,000 | 271,000 | 431,000 | 575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 271,000 | 431,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,390,000 | 2,463,000 | 2,552,000 | 2,630,000 |
| Total capital | 2,608,000 | 2,682,000 | 2,788,000 | 2,874,000 |
| Risk-weighted assets | 17,039,000 | 17,520,000 | 18,799,000 | 20,004,000 |