Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,567,000 | 23,965,000 | 22,405,000 | 22,917,000 |
| Total loans | 13,711,000 | 13,648,000 | 13,805,000 | 13,725,000 |
| Allowance for loan losses | 209,000 | 201,000 | 194,000 | 194,000 |
| Securities available for sale | 6,438,000 | 5,971,000 | 4,455,000 | 5,577,000 |
| Securities held to maturity | 455,000 | 455,000 | 455,000 | 455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,391,000 | 21,660,000 | 20,040,000 | 20,561,000 |
| Interest-bearing deposits | 17,475,000 | 16,986,000 | 15,429,000 | 15,780,000 |
| Noninterest-bearing deposits | 4,916,000 | 4,674,000 | 4,611,000 | 4,781,000 |
| Equity capital | 2,109,000 | 2,221,000 | 2,280,000 | 2,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 808,000 | 1,179,000 | 1,546,000 |
| Interest expense | 136,000 | 257,000 | 358,000 | 447,000 |
| Net interest income | 273,000 | 551,000 | 821,000 | 1,099,000 |
| Noninterest income | 52,000 | 107,000 | 161,000 | 225,000 |
| Noninterest expense | 199,000 | 402,000 | 607,000 | 806,000 |
| Provision for loan losses | 23,000 | 44,000 | 57,000 | 94,000 |
| Pretax income | 103,000 | 212,000 | 318,000 | 424,000 |
| Income tax | 33,000 | 67,000 | 99,000 | 127,000 |
| Net income | 70,000 | 145,000 | 219,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,106,000 | 2,165,000 | 2,224,000 | 2,263,000 |
| Total capital | 2,284,000 | 2,341,000 | 2,404,000 | 2,447,000 |
| Risk-weighted assets | 14,254,000 | 14,079,000 | 14,352,000 | 14,684,000 |