Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,543,000 | 22,984,000 | 24,323,000 | 24,171,000 |
| Total loans | 13,684,000 | 14,194,000 | 14,212,000 | 13,634,000 |
| Allowance for loan losses | 232,000 | 204,000 | 204,000 | 195,000 |
| Securities available for sale | 3,922,000 | 4,966,000 | 4,399,000 | 5,740,000 |
| Securities held to maturity | 590,000 | 590,000 | 590,000 | 590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,561,000 | 20,934,000 | 22,168,000 | 22,048,000 |
| Interest-bearing deposits | 16,962,000 | 16,379,000 | 17,697,000 | 17,252,000 |
| Noninterest-bearing deposits | 4,599,000 | 4,555,000 | 4,471,000 | 4,796,000 |
| Equity capital | 1,881,000 | 1,956,000 | 2,045,000 | 2,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 961,000 | 1,435,000 | 1,866,000 |
| Interest expense | 204,000 | 404,000 | 598,000 | 770,000 |
| Net interest income | 279,000 | 557,000 | 837,000 | 1,096,000 |
| Noninterest income | 48,000 | 110,000 | 166,000 | 213,000 |
| Noninterest expense | 200,000 | 410,000 | 619,000 | 808,000 |
| Provision for loan losses | 26,000 | 49,000 | 72,000 | 102,000 |
| Pretax income | 101,000 | 208,000 | 312,000 | 399,000 |
| Income tax | 30,000 | 62,000 | 90,000 | 104,000 |
| Net income | 71,000 | 146,000 | 222,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,838,000 | 1,913,000 | 1,977,000 | 2,051,000 |
| Total capital | 2,009,000 | 2,087,000 | 2,153,000 | 2,229,000 |
| Risk-weighted assets | 13,642,000 | 13,890,000 | 14,087,000 | 14,243,000 |