Call reports 2016
MUTUAL FEDERAL SAVINGS BANK — 2016
What MUTUAL FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 119,202,000 | 123,409,000 | 123,216,000 |
| Total loans | 78,975,000 | 82,403,000 | 81,961,000 |
| Allowance for loan losses | 954,000 | 942,000 | 908,000 |
| Securities available for sale | 30,719,000 | 29,247,000 | 28,116,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 96,236,000 | 98,983,000 | 98,792,000 |
| Interest-bearing deposits | 87,835,000 | 88,980,000 | 89,835,000 |
| Noninterest-bearing deposits | 8,401,000 | 10,003,000 | 8,957,000 |
| Equity capital | 13,077,000 | 13,306,000 | 13,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,159,000 | 2,375,000 | 3,799,000 |
| Interest expense | 155,000 | 317,000 | 484,000 |
| Net interest income | 1,004,000 | 2,058,000 | 3,315,000 |
| Noninterest income | 148,000 | 310,000 | 479,000 |
| Noninterest expense | 1,092,000 | 2,224,000 | 3,402,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 |
| Pretax income | 55,000 | 145,000 | 393,000 |
| Income tax | 0 | 0 | 54,000 |
| Net income | 55,000 | 145,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 12,666,000 | 12,756,000 | 12,974,000 |
| Total capital | 13,620,000 | 13,698,000 | 13,882,000 |
| Risk-weighted assets | 85,116,000 | 89,887,000 | 92,951,000 |