Call reports 2013
MUTUAL FEDERAL SAVINGS BANK — 2013
What MUTUAL FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,852,000 | 111,647,000 | 114,603,000 | 111,098,000 |
| Total loans | 76,742,000 | 73,697,000 | 72,324,000 | 73,030,000 |
| Allowance for loan losses | 1,365,000 | 1,364,000 | 1,364,000 | 1,333,000 |
| Securities available for sale | 31,379,000 | 29,608,000 | 30,423,000 | 31,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,439,000 | 97,879,000 | 100,749,000 | 96,454,000 |
| Interest-bearing deposits | 94,319,000 | 91,338,000 | 93,340,000 | 89,386,000 |
| Noninterest-bearing deposits | 9,120,000 | 6,541,000 | 7,409,000 | 7,068,000 |
| Equity capital | 12,292,000 | 11,943,000 | 11,995,000 | 11,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,509,000 | 3,712,000 | 4,913,000 |
| Interest expense | 218,000 | 420,000 | 611,000 | 786,000 |
| Net interest income | 1,067,000 | 2,089,000 | 3,101,000 | 4,127,000 |
| Noninterest income | 237,000 | 448,000 | 677,000 | 883,000 |
| Noninterest expense | 1,057,000 | 2,076,000 | 3,126,000 | 4,128,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 227,000 | 431,000 | 622,000 | 852,000 |
| Income tax | 32,000 | 71,000 | 108,000 | 147,000 |
| Net income | 195,000 | 360,000 | 514,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,070,000 | 11,294,000 | 11,507,000 | 11,506,000 |
| Total capital | 12,002,000 | 12,170,000 | 12,375,000 | 12,383,000 |
| Risk-weighted assets | 74,158,000 | 69,626,000 | 68,943,000 | 69,744,000 |