Call reports 2002
FIRST STATE BANK OF FORT BENTON — 2002
What FIRST STATE BANK OF FORT BENTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 71,666,000 | 70,306,000 | 68,586,000 |
| Total loans | 32,693,000 | 34,933,000 | 39,157,000 |
| Allowance for loan losses | 1,188,000 | 1,188,000 | 1,188,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 25,470,000 | 23,437,000 | 21,101,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,207,000 | 54,877,000 | 52,884,000 |
| Interest-bearing deposits | 50,134,000 | 49,003,000 | 46,137,000 |
| Noninterest-bearing deposits | 6,073,000 | 5,874,000 | 6,747,000 |
| Equity capital | 11,014,000 | 10,938,000 | 11,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 977,000 | 1,952,000 | 2,929,000 |
| Interest expense | 458,000 | 842,000 | 1,201,000 |
| Net interest income | 519,000 | 1,110,000 | 1,728,000 |
| Noninterest income | 41,000 | 74,000 | 111,000 |
| Noninterest expense | 365,000 | 737,000 | 1,080,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 202,000 | 454,000 | 766,000 |
| Income tax | 58,000 | 136,000 | 238,000 |
| Net income | 144,000 | 318,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 6,418,000 | 6,342,000 | 6,552,000 |
| Total capital | 6,929,000 | 6,869,000 | 7,108,000 |
| Risk-weighted assets | 40,192,000 | 41,488,000 | 43,876,000 |